We offer the following lines in New York State:

Commercial Package Policy
This policy is tailor made for your business to include those coverages you need from the following: Property, Liability, Auto, Inland Marine, Boiler and Machinery, and Umbrella.

Business Owners Policy
A package of coverages to meet the needs of many small to medium sized businesses that have similar and relatively uncomplicated insurance needs.

Automobile
Covers bodily injury and property damage to other and provides coverage for damage to your vehicles.

Umbrella Liability
Coverage for losses that exceed the liability limit of an underlying policy.

Workers Compensation
Pays for medical care and physical rehabilitation of workers who are injured while on the job, and pays for lost wages while they are unable to work.

New York State Statutory Disability
Covers employees for off the job injuries. As with Workers Compensation, this coverage is required by law.

Employment Practices Liability
Protection against lawsuits alleging discrimination, wrongful termination, sexual harassment, and failure to promote which are excluded by the commercial general liability form. These types of lawsuits against employers have increased dramatically over the past few years. Defense cost provided even if suit is groundless.

Directors and Officers Liability
Protects the directors and officers of a corporation against liability allegations arising out of their "wrongful acts" and reimburses the corporation when it is legally required or permitted to indemnify its directors and officers for their wrongful acts.

Bonds
We can provide many types of bond you may require.

Professional Liability
Covers specialists, such as doctors, dentists, lawyers, accountants and others for negligence and errors and omissions that injure their clients.

Boat Dealers and Marinas
This provides coverage for your inventory of owned boats, work boats and equipment, along with Building and Contents. It also provides coverage for Marina Liability - Boats owned by others that are stored at your facility, being worked on by you and hauling and or launching. Also available is Watercraft Liability.