We offer the following lines in New York State:

Homeowners
Provides coverage for your home, condominium or apartment for loss by fire, smoke, theft, and windstorm among other perils. Also provides personal liability for bodily or injury or property damage, on or off premises, caused by your negligence.

Automobile
Covers damage to your vehicle, bodily injury to you and your passengers, medical expense to others. Also provides coverage for bodily injury and property damage to others.

Antique Auto
Covers classic and antique vehicles. These policies are typically for occasional use or for those who bring the cars to shows. Appraisals or membership in a club may be required.

Motorcycle
Covers damage to your motorcycle, bodily injury to you and your passenger and bodily injury and property damage to others.

Recreational Vehicles
Specific policies available for snowmobiles, ATV's, motor homes and travel trailers.

Personal Umbrella Policy
Provides for increased liability protection over your home, automobile and watercraft insurance from liability claims including slips and falls, automobile accidents, boating accidents, libel, slander and defamation of character.

Flood
This coverage is excluded by the standard homeowner policy. A separate policy is required

Valuable Articles
This is usually added to your Homeowners, Condominium Owners or Renters Insurance policy.